The firm combines data analytics with traditional lending and a regional network of business finance specialists. The Leicestershire-headquartered firm also offers cashflow lending accounts for about 75% of new fundings, suited to high-growth businesses. The company also appointed Richard Bowles as director of regional business development for the South West and Wales, back in November 2021. ThinCats uses its proprietary risk model, PRISM, to assess credit risk. Founded in 2010, ThinCats is an alternative finance provider that offers funding ranging between £1m and £15m for mid-sized UK SMEs.