The Gurgaon-based startup covers outpatient services and elective healthcare procedures like dental, eye care, veterinary, dermatology, haircare, and fertility, among other procedures. StoriesThe fintech startup is creating a network of healthcare providers to offer embedded finance and pay later options at clinics across the country. The company which is currently operating in the business-to-business (B2B) space, plans to venture into the business-to-consumer (B2C) space in the near future. The company is working on creating a hyperlocal discovery platform to cater to the healthcare needs of individuals. The company competes in parts with ZestMoney, LazyPay, and other buy now pay later (BNPL) platforms. However, the startup focuses only on offering credit offline to healthcare services. “With $70 billion in out-of-pocket expenditure and extremely low penetration of health insurance, healthcare in India is ripe for disruption through embedded finance that can be offered to drive 3 million healthcare providers across the country,” the company said in a media statement.