Health Cost IQ (HCQ) was built from the ground up to empower organizations to reduce healthcare costs through the systematic application of data-driven decision-making. Our Health Data IQ (HDQ) platform is a powerful but easy to use cost management solution that seamlessly merges claims, pharmacy, premium and other forms of healthcare data to uncover previously unknown correlations that can be utilized to initiate interventions aimed at lowering overall health costs. HDQ is a secure, cloud-based SaaS platform that equips organizations big and small to more efficiently manage future risk by getting ahead of cost, utilization, and care outcomes in patient populations and employer groups with the goal of preventing the kinds of crippling health costs that besiege many organizations today. Our trademarked 3-step process makes such interventions efficient and transparent.