Healia is reinventing health insurance for dual income families while saving companies 85% per enrolled family. Our product, the Total Care Option (TCO), allows employees to use their spouse's policy as their base coverage and our customer’s policy to cover their out-of-pocket costs. This shrinks our customer’s annual exposure from more than $16k per family to less than $2k and creates an attractive employee perk: full coverage of all health costs. Our powerful technology helps employees understand the TCO by analyzing their plans and their spouse’s. This dynamic tool, for the first time, shows them their full healthcare options all in one place. Best of all, we handle setup and administration so you and your broker can rest with ease.