Valley Credit Union was founded in 1949 and proudly serves the residents of Big Sky Country, now encompassing 30 counties across Montana and Wyoming. Headquartered in Billings, Valley Credit Union is the 4th largest Credit Union in the state of Montana and proudly serving over 37,000 members. The Credit Union is financially strong and holds an A+ health rating, reflecting its financial stability and robust performance. As a not-for-profit organization, we truly operate for the well-being of our members. Unlike customers who just use the services of a financial institution, credit union members become part owners. Profits generated are returned to our Members in the form of higher rates on deposits and lower rates on loans.