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Applied Data Finance Appoints Joseph Toms As Chief Executive Officer

Jul 08, 2024•about 1 year ago

Position

Chief Executive Officer

Company

Applied Data Finance

Joseph Toms
San DiegoFintechFinancial Services

Description

Applied Data Finance announced the appointment of Joseph Toms as its new Chief Executive Officer. Joseph Toms, a seasoned executive with over 35 years of experience in consumer finance and asset management, will succeed Co-Founder Krishna Gopinathan, who will transition to a board role and advisory position.

Company Information

Company

Applied Data Finance

Location

San Diego, California, United States

About

ADF, through its Personify Financial brand, is the trusted financial partner for tens of thousands of underestimated and under-banked Americans. Combining state-of-the-art technology and world-class application of advanced data science and machine learning, ADF is setting a new standard for assessing near-prime and non-prime borrower credit and fraud risk.

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Executive Insights

Based on hiring data
New executive impact window
87% of new executives make significant technology decisions within first 100 days
Budget influence
C-level executives control 73% of technology spending decisions
Transformation catalyst
65% of new senior hires launch digital transformation initiatives
Vendor review timeline
New executives typically review existing vendors within 6 months